Get In Touch With Us

To help you better understand our services, here are some frequently asked questions.

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What is a hard money loan?

A hard money loan is a short-term, asset-based loan secured by real estate. Unlike conventional
loans, approval is based primarily on the property’s value rather than the borrower’s
creditworthiness.

How quickly can I get funded?

We can fund loans in as little as 48 hours once we have all required documentation.

What are your interest rates?

Our rates start at 9.99%, interest only, with the specific rate determined by the property type,
loan-to-value ratio, and project risk.

Do you charge prepayment penalties?

No, all our loans can be paid off early with no prepayment penalties.

What states do you lend in?

We currently lend in multiple states including Arizona, Texas, California, Colorado, Nevada,
Utah, and Idaho, with plans for continued expansion.

Do you check credit?

No, we’re an asset-based lender focused on the property value and investment strategy, not credit
scores.

Do you require income verification?

No, we don’t require income documentation or tax returns.

Can I borrow in an LLC?

Yes, we prefer to lend to LLCs and corporations for investment properties.

What's the minimum loan amount?

Our minimum loan amount is $50,000.

What's the maximum loan-to-value ratio?

We lend up to 85% LTV for residential properties, 70% for commercial, and 60% for land.